The Buyer Advantage

If you know what to expect, finding and financing your first home can be an exciting and rewarding experience!

Buying a home? Get a step ahead with our Buyer Advantage®

Obtaining a mortgage preliminary approval is a great place to begin when buying a home. But if you want your home purchase offer to stand out to sellers, ask for the Buyer Advantage®.1

By electing to participate, you can get much of the home financing process out of the way and obtain a Commitment Letter before you even begin searching for a home.

What are the benefits?

  • Complimentary - Choosing to participate costs you nothing additional.
  • Distinguished - A Commitment Letter can set your home purchase offer apart from other offers a seller maybe considering.
  • Smooth - With much of the home financing process completed up-front, additional requirements or conditions can be identified to help prevent last-minute issues.
  • Flexible - You may have the option of being more flexible with your closing date and also help ensure an on-time closing.

Don't waste time during the home financing process. Ask for the Buyer Advantage®!

Buyer Advantage® is not a final loan approval.A Commitment Letter is based on information and documentation provided by you and a review of your credit report. The interest rate and type of mortgage used to approve you for a specified loan amount is subject to change, which may also change the terms of approval.  If the interest rate used for credit approval has changed, you may need to re-qualify. Information provided by you is subject to review and all other loan conditions must be met. After you have chosen a home and your offer has been accepted, final loan approval will be contingent upon obtaining an acceptable appraisal and title commitment.  Additional documentation may be required.

*Not all borrowers will qualify

*Not all borrowers will qualify

More Loan Types

Fixed & adjustable rate mortgages
These are two of the most popular loan types when buying a home or refinancing your mortgage.
Learn more
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