Calculate Your Mortgage Payment
Find out what your monthly payment will be with applicable finance charges, PMI, hazard insurance, and property taxes.
*Not all borrowers will qualify
*Not all borrowers will qualify
Fixed & adjustable rate mortgages
These are two of the most popular loan types when buying a home or refinancing your mortgage.
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FHA and VA mortgage programs
Federal Housing Administration (FHA) and Department of Veterans Affairs (VA) loans are popular homebuyer...
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FHA streamline
Allows qualified borrowers to refinance a current FHA mortgage loan to a lower interest rate more quickly and ...
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VA loans
As a servicemember or veteran of the United States military, your duty has been to support and defend our ...
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Rapid Close ™
RAPID CLOSE is Prosperity's trusted platform for closing loans fast. Powered by Notarize, RAPID CLOSE allows ...
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Uplift
Our Uplift program ensures all FHA and VA qualified customers receive low rates and fees, which will reduce ...
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USDA Loans
Offers eligible borrowers in rural areas with no-down-payment financing options. These loans must meet certain criteria.
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Jumbo (Non-Conforming) Loans
Provide financing for loan amounts higher than the maximum conforming limits set by Fannie Mae and Freddie Mac.
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FNMA HomeReady ™
FNMA HomeReady™ by Fannie Mae is designed to help qualified borrowers in designated low-income, minority, and ...
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First Time Homebuyer Loan Options
Great news! With the many options now available for qualified buyers, you may be able to buy a home sooner...
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Low Down Payment
Qualified first-time home buyers may be able to get a conventional loan for as little as a 3% down.
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FHA Streamline
Allows qualified borrowers to refinance a current FHA mortgage loan to a lower interest rate more quickly and ...
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USDA Loans
Offers eligible borrowers in rural areas with no-down-payment financing options. These loans must meet certain criteria.
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3% Down First Time Homebuyer Program
Is your savings account standing between you and homeownership? We may be able to help.
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The Buyer Advantage
Getting pre-approved for a mortgage is a great place to start when buying a home, but if you want your offer to ...
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Lock, Shop & Home
We understand rising interest rates are a concern while searching for a home, but our Lock, Shop & Home program may ...
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BorrowSmart - Low Down Payment Program
You may qualify for up to $1,500 in down payment and/or closing cost assistance!
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Real Estate Investor Loan Programs
Let us help you reach your real estate investment goals with a variety of different programs.
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Good Neighbor Next Door
Contribute to the revitalization of your community while becoming a homeowner.
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Wedding Gift Funds
Planning your wedding or just married? Congratulations! If you’ve decided the next step in your life together will ...
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The Buyer Advantage
If you know what to expect, finding and financing your first home can be an exciting and rewarding experience!
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Calculate Your Mortgage Payment
Find out what your monthly payment will be with applicable finance charges, PMI, hazard insurance, and property taxes.
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Basics of Buying
Follow these helpful tips when applying for a mortgage to help make the process go smoothly.
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Things to Provide: Document Checklist
Use this handy checklist to gather documents for your home loan.
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Mortgage Process Roadmap
Wondering what to expect from start to finish when it comes to obtaining financing for your mortgage? Find out below.
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Understanding Your Credit Score
Learn about the 5 components that determine your credit score and how to manage it.
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Mortgage Glossary
Not sure what appraisal, escrow or private mortgage insurance are? Find out about these mortgage terms and more.
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