First-Time Homebuyers
Prepare Financially
First-Time Homebuyer Savings Accounts (FHSAs) - Personalized homebuyer coaching app featuring a high yield savings account for down payment and closing costs.
Homebuying education is a dynamic feature sprinkled throughout the app based on member’s current progress towards their goals. HomeServices Lending funds the annual account fees for up to two years. Deposit match by Foyer Savings.
Get Ready Financially to Buy
At HomeServices Lending, we’re not just lighting the path to homeownership—we’re illuminating the road to generational prosperity. Because when homebuyers succeed, their families thrive, communities grow stronger, and that’s how we build a more equitable future, one mortgage at a time.
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Mortgage Made for You
First Time Homebuyer Loan Options
Great news! With the many options now available for qualified buyers, you may be able to buy a home sooner...
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Low Down Payment
Qualified first-time home buyers may be able to get a conventional loan for as little as a 3% down.
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FHA Streamline
Allows qualified borrowers to refinance a current FHA mortgage loan to a lower interest rate more quickly and ...
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USDA Loans
Offers eligible borrowers in rural areas with no-down-payment financing options. These loans must meet certain criteria.
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3% Down First Time Homebuyer Program
Is your savings account standing between you and homeownership? We may be able to help.
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